Veenesh Tawde
MBA in finance
Founder & Chairman
Indrajit Chavan
B.Com
Managing Director
Mr Sachin shinde
Business Head
Mr Anand Awtade
MBA Finance
Technical Analyst & Co-Director
Types of Loan
Home Loan
Housing Loan is a stepping stone in realizing your dream home. Gandharva finvhat enterprises llp offers wide variety of home loans which will fulfill your needs at one of the lowest interest rates available
Project Loan
Project finance loan is the long-term financing of infrastructure and industrial projects based upon the projected cash flows of the project rather than the balance sheets of its sponsors.
Insurance Loan
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Business Loan
A business loan is a financial offering that can be borrowed to meet your planned and unplanned business expenses. It is a kind of unsecured financing,
Advantages of Loans
- Allow you to grow your business:oans are a convenient way to get extra finance, without needing to wait until your business has generated enough profit to fund expansion yourself. Taking out a loan means you can put your plans into action much earlier and take advantage of any business opportunities that present themselves, enabling faster and more accelerated growth.
- You keep full control of your company: The main advantage of a bank loan, as with any kind of small business loan, is the ability to get an injection to their cash flow without losing any control of your company. With some other funding options, like equity finance, you will be selling company stock to investors to get immediate funding which means you will have to share out the profits while you have the investor(s) on board. A small business loan is a more temporary measure, so once you pay off the loan you will have no more obligation to the lender.
- Reputation: One of the factors that sets a bank apart from other lending options is its familiar name and trusted reputation. Some small businesses may prefer to apply to a bank for a loan because of its long-standing name and the security they think this brings.
- No interference: One of the other advantages of a small business bank loan is that, as long as you make the repayments, banks shouldn’t interfere or set restrictions on what you use the loan for.
- Favourable interest rates: The interest rates on a small business bank loan can be more favourable than other online lenders. Especially if you are looking for a more long-term funding option, taking out a bank loan will normally work out much better value than using an overdraft, credit card, or a personal loan.
- Banks may offer extra services: If you already have a relationship with a bank, if you have an account with them for example, they may be able to offer you lending advice based on their existing understanding of your business.